Learn more about Home Title Notifications from LifeLock

• Property/Properties Confirmation – confirmation of which property/properties we will monitor^†

• New property

• Change in Ownership

• New lender

• Change in financing

• Notice of Default

• US-based Identity Restoration Specialists - US-Based Dedicated Identity Restoration Specialist: If you become a victim of home title fraud, we’ll provide a dedicated Identity Restoration Specialist to work with until your case is closed.

• 24/7 Live Member Support - Member Support & Services are available to answer your questions.

• Unlimited Properties - We monitor unlimited homes, second homes, rental homes, or other real estate properties in which we find you have an ownership interest.

In every state in the U.S., a local government official maintains property records for their area. This official is often known as the County Recorder, although in some states may be called the Recorder of Deeds, Registrar of Deeds, or some similar title.

When you buy a house, the document that transfers ownership to you (a "deed") is delivered to the County Recorder to be added to the public record - a process known as "recording." In addition to recording transfer deeds, the County Recorder also records other documents that affect a person's rights in a property, such as mortgages, liens, judgments, and easements. These official records help buyers, sellers, and other interested parties establish who has a legal interest in a particular property.

In your state, the office that maintains real estate records could be known as a county recorder, registrar of deeds, clerk of the court, or some other government agency.

Your home and property^** are assets. If an identity thief assumes your identity, they may be able to:

• Divert your mortgage payments to their own accounts

• Take out a new loan against your property

• Sell a property in your name

• Place a lien on your property in an attempt to collect a debt you did not initiate

Home Title Monitoring relies on the information from the county recorder's office to provide you with notifications. This could result in delays, data being unavailable, and also in the following situations:

• Recent activity made on your property^** will not be available until they are processed by the recorder's office^*.

• If your property is held under a different name, such as your maiden name, married name, or nickname, we may not identify your property. In certain scenarios, such as tax liens, eminent domain, abandoned property, or public projects, the county may temporarily take ownership of the property, and we will not be able to associate this property with you.

Our system identifies properties you may own by searching public property transfer and property tax records for your personal information. If there is not an exact match, our system may not recognize you as an owner of the property. This can happen if, for example:

• Your property is held in a Trust or owned by limited liability companies (LLC), and your SSN is not associated with this record. In that case, our system may not recognize you as a beneficiary of the Trust or someone who owns or manages the LLC or

• The property address is not associated with you because you have not used that address on any records we use to identify you.

**Home Title Monitoring feature includes your home, second home, rental home, or other properties where you have an ownership interest. However, we would not be able to monitor empty lots of land or mobile homes for you.

*In your state, the office that maintains real estate records could be known as a county recorder, registrar of deeds, clerk of the court, or some other government agency.

† We do not monitor all transactions at all businesses.