Learn more about ChexSystems security freeze (for banks) and how to place it
According to their website, Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems' clients regularly contribute information on closed checking and savings accounts. ChexSystems provides services to financial institutions and other types of companies that have a permissible purpose under the FCRA. ChexSystems' services primarily assist its clients in assessing the risk of opening new accounts.
Identity thieves can use your information to open bank accounts and misuse them the by over drafting and accruing fees or conducting illegal activities. This could result in financial institutions flagging your identity, preventing you from opening legitimate new accounts, and exposing you to legal liability for any illegal actions.
If you choose to place a security freeze on your file, you will receive a unique personal identification number (PIN) by mail. The PIN will be required to perform specific actions with regard to your security freeze, such as applying a temporary lift, removing or changing personal identifying information (for example, address, Social Security number, etc.).
Place a ChexSystems security freeze
To freeze or unfreeze your ChexSystems consumer file you can visit their website here. You will be able to submit your request online. If you would like to submit your request by mail, fax or telephone, please contact ChexSystems Security Freeze Department.
You can find out about your state's ChexSystems security freeze rights here.
§For Norton offerings provided to you by a Service Provider or through channels outside the United States, the LifeLock identity theft protection services and coverage, plan feature names and functionality might differ from the services offered directly by Norton. Please contact your Service Provider for details on their Norton plan offerings.
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最后修改日： 2023/09/06